|
|
|
Featured Papers from RadEssays |
|
1. IBAC
|
|
|
This is only a preview of the paper
Click here to register and get the full text.
Existing members click here to login
|
|
|
Introduction
IBCA, a credit ranking company specializing in rating bank institutions, had offices strategically located all over the world. IBCA felt personal service set the company apart from the “big dogs” in the credit rating industry. ... IBCA realized the company needed to expand into other international markets against competitors externally, while also altering their management structure to become more decentralized.
SWOT Analysis
IBCA’s strengths
• Small, nimble company
• Thorough understanding of banking systems; able to effectively and correctly rate them
• Hands on approach to ratings; value personal service
• Utilizes individuals with connections to the market in which they specialize
• NRSRO accredited
IBCA’s threats
• Larger companies now pursuing previously ignored territory (Latin America)
• Larger companies marketing to gain market share
• Emerging markets may not develop quick enough to create enough demand in areas of focus
IBCA’s opportunities
• Growth in emerging markets especially Latin America and Asia
• Merger opportunity with company that would compliment IBCA’s current specialty
Acquire a company to benefit weak areas
IBCA’s weaknesses
• Smaller company with small offices worldwide to cover the expansive markets. ... to rate banks
Industry Position
IBCA is positioned in the credit rating industry as a supplier of credit rating services specializing in banks, as well as, smaller market areas. The barriers to entry are high to moderate since any financial firm could create a credit rating company; however, developing trust and the associated reputation comparable to IBCA would take years. The threat of substitutes is moderate since IBCA could be replaced fairly easily if a company wished to switch to S&P or Moody’s. ... IBCA is not in a good position to go head-to-head with the larger companies because of the diverse services the larger companies offer. ...
Solutions
IBCA’s inventory of options include merge with another company, become acquired, or acquire a company that will help them get a strong foothold in the market.
Approximate Word count = 1461
Approximate Pages = 5.8
(250 words per page double spaced)
|
|
|
|
|
|