Protect yourself
...or a deer. Collision pays for damage to your car in a moving accident. Liability is damage to the other auto when ti is your fault. Damage to other property, like when you run into a building. Injury to others when you are legally liable to them. Medical paymetnt: pays others minor medical bills regardless of fault. Underinsured and uninsured mototists coverage. It pays for your property damage and medical expenses if the guilty paryty has not got enough insurance or has no insurance at all. Homeowners / Rental insurance. Again, this is make up of several parts, much like auto insurance. Liability - for when you are leaglly responsible for the damage to thers property or cause them injury. This can happen when you are away from home. It can also happen to others on your property, even if they don't have permission to be there. Covers injuries you are legally responsible for and ...