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IDENTITY THEFT
I. ... theft
D. ... How do identity thieves use info? ... Don’t carry extra credit cards/identity documents except when needed. ...
--report the theft
--place a “fraud alert” on your file (creditors contact you for permission before they open new accounts in your name
Equifax: (800) 525-6285
TransUnion: (800) 680-7289
Experian: (888) 397-3742
B. ... Federal Trade Commission--file complaint w/ FTC Identity Theft Program
1. ID Theft Clearinghouse--1-877 ID THEFT
2. ... ID Theft Affidavit in back of Guarding Privacy
E. --crime: any person who transfer, possesses or uses an identity that is not the person’s own, with the intent to commit, aid, or abet any unlawful activity is guilty of id theft
--punishment: --sentenced like theft
1) single direct victim, loss $250 or less=90 days, up to $700, both
2) single direct victim, loss $250-$500=1 year, up to $3000, both
3) 2 or 3 direct victims, $500-$2,500=5 years, up to $10,000, both
4) 4 + direct victims, $2,500+ =10 years, $20,000, both
court can order restitution
F.
Approximate Word count = 923
Approximate Pages = 3.7
(250 words per page double spaced)
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