none
 Personal Finance Guide Suitable for young adults away from home  Contents 1. Introduction Pg1 What personal finance is Its importance 2. Explanation of the importance of planning personal finance Pg Draft for the planning & monitoring of personal finance Avoiding bankruptcy Money aside for emergencies 3. Explanation of methods of monitoring personal finances Pg Example of cash-flow forecast Explanations of wages, salary, fees, state benefits, borrowed money, grants, interest from savings. Reasons for forecast being useful 4. Comparisons of savings and borrowing methods available Pg Types of borrowing Types of savings/investments Advantage and disadvantages Where to seek advice on product available Introduction I’m going to ask you a question, why do you think we work? Other than to buy food, buy clothes, work to live.